Home / Loans / Direct Lender Loans

Direct Lender Loans

Skip the broker markup. Apply once, speak to the lender, and move faster toward an offer.

Representative3.9% APR
£1,000 – £35,00012 – 60 monthsUK individuals
3.9% APRRepresentative rate
£1k–£35kIndividual loan range
6–60 moFlexible terms
~15 minOnline application

Representative 3.9% APR

See your illustrative monthly repayment

Loan calculator

All examples use our representative 3.9% APR. Move the sliders, then apply when the number feels right.

£5,000.00
36 months
Monthly repayment£0.00
Annual rate3.9% APR
Cost of credit£0.00
Total to repay£0.00
Apply with these figures

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Calculator figures are illustrative; your final offer depends on affordability checks.

Why choose Direct Lender Loans with QuickBridge?

Borrow directly with QuickBridge — clear decisions, no broker middle layer, no broker fees. This product is designed to get you from interest to application without the usual fog around pricing.

Sales reality: every month on a high-interest card or short-term product can cost more than starting a structured plan. If direct lender loans matches what you need, apply while your budget figures are fresh.

What people use this for

  • Any responsible purpose
  • Avoid broker commission
  • Faster direct underwriting
  • Single point of contact

Product features

  • Borrow within £1,000 – £35,000
  • Repay over 12 – 60 months
  • Representative 3.9% APR
  • Fixed monthly repayments
  • Direct lender application online
  • Clear illustrative calculator before you apply

Eligibility basics

  • Aged 18+ and a UK resident
  • Regular UK income we can assess
  • Able to comfortably afford repayments
  • Not bankrupt or in an active IVA / similar arrangement

How to get started in three moves

  1. Use the calculator on this page at 3.9% APR.
  2. Choose an amount and term you can sustain.
  3. Submit your application — ideally today.
Apply for Direct Lender Loans

Don’t leave this page without applying

Interest in a loan only helps once it becomes an application.

Apply now

Common questions about Direct Lender Loans

Can I apply online today?

Yes. Use Apply now — the form typically takes around 15 minutes if your details are to hand.

Will I definitely get 3.9% APR?

3.9% is representative. Your agreement states the rate and repayments for your approved offer.

What if I’m not sure this is the right product?

Apply with your purpose and amount. It’s better to start than to stall — we can help align the product during review.